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We've seen automakers create plenty of virtual cars for video games before, and now Audi has come up with a virtual car for the silver screen. Fox's upcoming animated movie Spies in Disguise, starring Will Smith, features a sleek sports-car-looking thing called the Audi RSQ e-tron. The movie studio released a trailer today giving us the first look at it. As you might expect for a fanciful vehicle created for a spy, the RSQ features all sorts of futuristic features, including a hologram speedometer and a fully autonomous driving mode that can be operated remotely. It's also portrayed as fully electric, no surprise given the e-tron badging. In the trailer, we can see the car perform an autonomous J-turn in order to pick up its owner, spy Lance Sterling, just in the nick of time as an explosion consumes a parking garage. Smith provides the voice of Sterling, a "superspy," while actor Tom Holland plays his counterpart, a scientist named Walter Beckett (we assume his c...

Infrastructure is the organizational structures necessary to operate the community or project [1] or the services and facilities necessary for the economy to function. [2] They can generally be defined as a set of interrelated structural elements that provide a framework that supports the overall structure of development. They represent an important term for judging the development of the State or region. This term often refers to technical structures that support the community, such as roads, bridges, water resources, sanitation, electrical networks, telecommunications, etc., and can be defined as "the physical components of interconnected systems that provide the necessary goods and services to enable, sustain or improve Conditions of community life. "[3] When viewed in terms of functionality, the infrastructure facilitates the production of goods and services, as well as the distribution of finished products in addition to basic social services, such as schools and hospita...

The Intuitive Investor: Defining Intuition The Intuitive Investor In order to properly set the stage for additional discussion about the topic, it is important to first define intuition. Once we have a common understanding of what is meant by intuition, the benefits of cultivating intuition will become more obvious. I think Daniel Kahneman sets intuition up as a straw man for his behavioral economics theories. In his well-received book Thinking, Fast and Slow, of which I am a fan, he associates intuition with “System 1” thinking, which, he says, is “fast thinking,” characterized by snap assessments of situations, subconscious thinking, and thoughts processed in the brain’s amygdala. Kahneman holds up “System 2” thinking as the opposite. It is “slow thinking,” characterized by deep analysis and processed in the prefrontal cortex. I submit, however, that he associates the wrong word with System 1 thinking. It should not be intuition but instinct that is Kahneman’s descriptor for System 1...

Insurance Flipsides: Countering the Industry’s Negative Perception Problem The editors at Wells Media have long noticed that the insurance industry is viewed rather negatively by “civilians” – your customers. As a result, we are beginning a regular series of columns, called “Insurance Flipsides,” which will highlight the many ways the industry and its practitioners make positive contributions to society – both professionally and personally. We’d like to get your help in collecting these stories, so please keep reading! The insurance industry has a serious public relations problem. I’m sure you’ve noticed. Have you ever been asked what you do for a living and found yourself hesitating before answering because you suspect wearily that mentioning a career in the insurance industry would be a conversation stopper? Perhaps you bravely declare your line of work and get reactions ranging from general apathy, to eye rolls, to sympathy, to sarcasm. “Oh, that must be fun.” Have you ever gotten t...

I think I get it now. Everything is starting to make more sense than ever before. Sorry, maybe I should catch you up on my thoughts. I’ve been wondering why it is so hard to read insurance policies. And why we insurance people find it so hard to translate back and forth between insurance and our heart languages. Let me illustrate my point. I’ll use two insurance policies and two books. The first policy that we will look at was written by Chenango County Mutual Insurance Company. It’s a fire policy for a home, written in 1860. In case of fire, or of loss or damage, of exposure of loss or damage merely, it shall be the duty of the insured to use their best endeavours for saving and preserving the property. This Company will be liable for fire by lightning, but not for any loss or damage by fire happening by means of any invasion, insurrection, riot, or civil commotion, or of any military or usurped power. The words might look a little different, but the ideas have carried forward into mo...

Nine everyday expenses that cost more than term life insurance I would do anything to protect my family. But luckily, term life insurance is one of the most affordable ways to give my family what they need if I passed away. I own a policy at a price I am happy to pay each month and it requires little sacrifice to my budget. Think life insurance is too expensive? Consider these nine expenses we have every month that we hardly blink an eye at. Think life insurance is too expensive? Consider these nine expenses we have every month that we hardly blink an eye at. Read more about: #1: Two quick meals out #2: One new sweatshirt #3: Five morning lattes #4: One movie theater date night #5: Having your oil changed #6: Your monthly gym membership #7: Wine infused coffee #8: One dinner out for two #9: One night of mini golf for a family of four Term life insurance is more affordable than you think #1: Two quick meals out Love heading out to a casual lunch with a friend or colleague? One lunch for...

When you’re researching life insurance, you’ll quickly learn that there are several types of coverage– term life insurance, whole life insurance, variable life insurance, simplified issue life insurance, and the list goes on. Term life insurance and whole life insurance are two common types of coverage with two very distinct differences, which are how long the coverage lasts and how much a policy costs. Both, however, do exactly what life insurance is meant to do: financially protect your loved ones from the unexpected. Whole life insurance can be a good choice for someone who is seeking lifelong coverage and also wants a cash value component. However, the premiums for a policy can be cost-prohibitive. Learn if whole life insurance is the right choice for you. Read more about: Definition of whole life insurance What is cash value life insurance? Term versus whole life insurance Cost of whole life insurance How much life insurance do you need? Choosing the right coverage for your loved ...

Do you consider yourself one of those people to whom nothing is shocking? Have you seen and heard it all? Do you merely roll your eyes, unsurprised and unimpressed, at the quirks and foibles of your fellow humans? Perhaps you should consider working at an insurance company, because in such an environment you'd be bound to hear at least a few stories to make you raise your eyebrows in wonderment...whether at the stories themselves or at the imagination required to come up with such tales. Yes, strange claims abound, and surprisingly enough, not all of them are pure fiction. Crazy Claims The Gardener and the Camel A green-thumbed fellow was leaving his favorite nursery just in time to see a passing camel-yes, a camel-kick and damage his car in the manner of a no-account, adolescent vandal with a giant chip on his shoulder. Needless to say, the man's insurance company was dubious, but it just so happened that a local television crew had unwittingly caught the humpbacked hell-raise...

Spring is a great time to clear away the clutter and freshen your living and working spaces for the year ahead. Why not borrow the idea and give your personal finances a thorough "cleaning" too? Follow these 6 steps to achieve a bright and shiny financial picture this year: Collect data: If you've been working to stay comfortably in denial about your personal spending habits, the first step is to take an unflinching look at where your money is going. There are many different tools you can use, from apps like Mint or HomeBudget to a simple spreadsheet on your computer. Super low-tech options like saving receipts, printing out bank statements, or using plain old pencil and paper can be just as effective. Choose a method that works for you and gather data for at least one month. Take Care of the Basics: Start by making a list of your regular bills and income money you can be pretty darn sure is coming in and going out every single month. Then, take the necessary action to ma...

Motorists everywhere know the dangers of motorcycle driving. Whether it’s because of a motorcycle’s small size, the biker’s exposure or a disregard of motorcycle safety, motorcyclists in Colorado account for over 20% of roadway fatalities and are 26 times more likely to be in an accident than car or truck drivers. With these factors in play, motorcycle insurance becomes incredibly important for Arvada, CO motorcyclists. Here are a few tips to lower the cost of your motorcycle insurance by making yourself safer on the road. Limit the Mileage and Usage of Your Motorcycle One element of risk associated with any type of vehicular use is the amount of time spent on the road. As more driving causes increased risk, individuals who spend a lot of time riding their motorcycles are likely to pay extra. Bikers who want to keep their costs down should limit how often they bike in order to keep their overall mileage down. Bikers who wish to reduce their risk to insurance companies by controlling th...

The Treasury Department has moved to clear up some confusion in the Trump tax cut law by proposing that the full 20 percent deduction for pass-through businesses be made available to a broad spectrum of small businesses, including insurance agents and brokers. Many small businesses that are organized as pass-throughs such as S-corporations, limited liability corporations and partnerships, including insurance agents and brokers, have been waiting for clarification on their eligibility. The Treasury’s guidance on the tax deduction was necessary because the language of the Tax Cuts and Jobs Act (TCJA) indicated that the full tax break would not be available to certain specified service trades or businesses but left some question whether insurance businesses were considered part of that group. Treasury and the Internal Revenue Service have now proposed that insurance agents and brokers, as well as real estate agents and brokers, not be included in the definition of the specified businesses...

So you’re on a diet? Or maybe we should go with the words, lifestyle change, since “diet” is kind of a downer. You’re eating healthier than ever, and you’re hitting the punching bag or running on the treadmill. That’s awesome. And you’ve already got the 60-inch TV set in mind that you’re going to buy when your premiums are lower. Maybe not so awesome. I don’t want to be discouraging in the least. What you’re trying to do is great, and it may work. If you want to gain your life insurance policy’s prefered rates and lose some of the extra dollars that you’re paying for your life insurance policy, it can absolutely be done. But there are a few little tripwires that you should be aware of, if you really want this to work, and in the end, you may end up thinner and no better off than you were, from a life insurance standpoint. You’ll see what I mean after we walk through this. Figuratively, but if you want to read on a tablet or smartphone while walking, all the better. Once you lose, you m...

CONVENIENT Check quotes from the top car insurance companies of India instantly. No hassle. A complete online comparison can be done from the comfort of your home or even on the go with a site like Coverfox. CLARITY OF POLICY DETAILS You get to understand the ideal coverage for your car, the right price and possible discounts. You also get clarity about deductibles and exclusions. This fastens up your buying decisions. NUMEROUS OPTIONS With vast options to choose from, you can assure yourself the best policy that is apt for your car. Doing a comparison, you also get to know if there are new insurers in the market who have better schemes to offer. SAVE MONEY You can save money in the overall process of buying a car insurance by comparing policies. A side-by-side comparison gives you free quotes offered by various insurers. This way the ball is in your court. TRANSPARENCY Comparing car insurance online is much better as you can clearly see details of the product that insurers offer. You ...

How Car Insurance Comparison Helps You can compare policies from top brands instantly. To opt for the right car policy as per your need and convenience, compare quotes online. Here's how comparison will help you: Same car. Different insurance companies. Different car rates. Not all insurers offer same coverage and premiums. That’s the reason you should compare car policies. Comparison helps you to get the ideal coverage at a suitable premium. At Coverfox, you can compare car insurance quotes from 12+ top insurance companies of India in a matter of seconds to get the best possible premiums for your car policy. Customizable policy. You get a completely customizable policy, when you compare quotes online. Customize your policy in terms of selecting the type of car insurance policy, car's Insured Declared Value (IDV) and Add-ons. And get real time quotes from the leading companies of India. See what's trending in your location and for your car. Don’t know which plan to buy? Do ...

Pull over and call 911. After stopping your car and, if you can, pulling out of the line of traffic, don’t forget to turn on your hazard lights. Even if no one is hurt, it’s a good idea to call 911. It isn’t against the law to just exchange insurance information and move on. But if you call 911 or your local precinct and bring in a neutral third party to document the accident, you’ll be doing yourself a favor. Exchange car insurance information. If you do nothing else, do this. Your insurance company and the other driver’s insurance company need each other’s contact information to decide who pays for the damages. Don’t depend on local law enforcement to always get correct insurance information. Mistakes do happen. Get a police report. After an accident the local police department responding to the scene will provide you with a police report number and instructions to obtain a police report. Make small talk. It’s best not to take complete ownership of an accident, even if you believe yo...